Can I Extend the Term on my Term Life Insurance Policy?
This is a question we are asked quite often, typically when we are doing annual policy reviews with our clients. Unfortunately, the answer is always “no, the term is set when the policy is issued,...
View ArticleOnline Life Insurance Shopping Made Simple
You’ve made the decision to purchase life insurance and you thought, “I’m going to simplify this process by researching and making the purchase online.” However, when you Google the words “life...
View ArticleHappy Life Insurance Awareness Month
It’s early September and the bags of Halloween candy are already lining the shelves in the grocery stores. I’m guessing, due to the state of the economy, the retailers will start dusting off Christmas...
View ArticleGuarantees – Death and Taxes Only?
If I had a dollar for every time I heard someone say, “the only guarantees in life are death and taxes,” I guarantee that I would be a very wealthy man. I imagine, what with the current economy and...
View ArticleFactors to Consider When Purchasing a Life Insurance Policy
Insurance Company Financial Strength Whether you are purchasing term insurance, return of premium life insurance, whole life, universal life or survivorship life insurance, one of the most important...
View ArticleSome Important Life Insurance Defintitions
In learning about life insurance, it is important to know some key definitions. By having some key terms well-defined, you won’t get tripped up while reading your application or policy. Most people...
View ArticleWhy I Sell Life Insurance
Life insurance agents and brokers hope their clients will never need the term insurance policies they purchased. I don’t know of many sales jobs in which the sales person prefers that their clients...
View ArticleOur Life Insurance Glossary Helps Clear up Confusion
A life insurance glossary can help you gain a better understanding of the subject. I will be the first to admit that life insurance is not a sexy subject. I don’t dare bring it up at parties, as the...
View ArticleLife Insurance or Death Insurance?
Having been in the life insurance business for as long as I have, I have often wondered why it is called life insurance rather than death insurance. After all, you can purchase Accidental Death...
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The Fundamentals of Life Insurance
Life insurance is unique among financial instruments. It is one of, if not the only financial instrument that is based on caring and love. Even though there can be personal advantages to having life...
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